Insurance Branch
The right protection for you, your family, and your business.
The insurance industry is often perceived as complex, fragmented, and difficult to navigate. Too many products, too much bureaucracy, too many different stakeholders. ULM Solutions operates as a broker in the insurance sector, drawing on partners with twenty years of experience in the sector and a broad and diversified portfolio, selected from among the best players in the market.
For Companies
In the day-to-day running of their business, entrepreneurs rarely have the time and expertise to thoroughly assess their exposure to insurance risks. Our work involves a targeted analysis of the company and its industry: we examine existing coverage, compare it with the best solutions available on the market, and identify areas of protection not yet considered.
The final decision on how to protect yourself, of course, rests with the entrepreneur. Our job is to support and protect them in this assessment as their go-to insurance partner, so they can focus on their business, confident that they've covered every relevant risk.
Professional PC
Professional liability insurance protects you from risks related to your business, covering any damage caused to third parties while providing your services.
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Legal protection
It covers the costs of defending your company's interests in the event of disputes, both out-of-court and in court—criminal and civil.
Credit insurance
Protects your business from the risk of customer defaults, both in Italy and abroad. Essential for those operating with payment instalments or in international markets.
All Risk Insurance
Broad, customizable coverage that also includes business interruption risk—one of the most underestimated and impactful types of damage for businesses.
M&A policies
For those facing mergers and acquisitions: integrated solutions for risk management during the most delicate phases of the corporate life cycle.
Cyber Risk Policy
Cyber threats are a real reality for any business. This policy protects your business from attacks, data breaches, and digital crimes, with fully customizable solutions.
D&O Policy
Designed for directors, auditors, and company executives: it covers personal civil liability arising from business management, protecting both the individual and the company.
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Cauzioni e Fideiussioni
Surety bonds and credit guarantees to open new markets, participate in tenders, and fulfill contractual obligations with public and private entities.
Polizze Energy
Specialized coverage for the energy sector, to minimize operational and financial risks associated with this sector.
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For individuals and families
Even in private life, the risks to protect are often more than one might imagine: health, home, loved ones, and everyday unexpected events. We analyze each family's situation to identify the coverage that's truly useful, avoiding both gaps in protection and unnecessary policies.
Life Insurance Policy
It provides concrete financial support to your family in the event of death or serious injury. Essential protection for those with dependents or financial commitments to meet.
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Reimbursement of medical expenses
It allows you to face unexpected healthcare expenses without affecting your savings, with coverage that adapts to different situations and pathologies.
Long Care Term
Insurance against the risk of becoming unable to care due to accident, serious illness, or advanced old age. An investment in your future security.
Accident Insurance
It financially protects you and your family from the most serious accidents, ensuring continuity and peace of mind even in the most difficult times.
Home Insurance Policy
Copertura completa per la tua casa: dai danni strutturali agli eventi naturali, dalla responsabilità civile verso terzi alla tutela del contenuto domestico.
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Travel Insurance
Essential for those who travel frequently, especially to distant or risky destinations, where healthcare costs can become very high.
Automotive — Cars, Motorcycles, and Company Fleets
Even in private life, the risks to protect are often more than one might imagine: health, home, loved ones, and everyday unexpected events. We analyze each family's situation to identify the coverage that's truly useful, avoiding both gaps in protection and unnecessary policies.
Car and Motorcycle Insurance
Third-party liability insurance (RCA) is required by law for any motor vehicle circulating in Italy. We'll select the most convenient policy for you, tailored to your driving profile, for cars, motorcycles, mopeds, and vans.
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Additional Guarantees
You can customize your policy with one or more additional coverages: theft and fire, comprehensive, collision comprehensive, roadside assistance, glass, natural events, vandalism, legal protection, driver injury.
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Fleets and Register Book
If your company has a fleet of vehicles, you can access dedicated cumulative policies — easier to manage and more cost-effective.
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Legal Assistance for Immigration
Servizio Immigrazioni
Services for foreign citizens
RESIDENCE PERMIT
Initial issuance and renewal of residence permits for all types: work, family, study, awaiting employment, and protection. We manage every step of the process, from gathering documents to presenting them to the police station.
RESIDENCE PERMIT
Initial issuance and renewal of residence permits for all types: work, family, study, awaiting employment, and protection. We manage every step of the process, from gathering documents to presenting them to the police station.
RESIDENCE PERMIT
Initial issuance and renewal of residence permits for all types: work, family, study, awaiting employment, and protection. We manage every step of the process, from gathering documents to presenting them to the police station.
PERMESSO DI SOGGIORNO
Initial issuance and renewal of residence permits for all types: work, family, study, awaiting employment, and protection. We manage every step of the process, from gathering documents to presenting them to the police station.
RESIDENCE PERMIT
Initial issuance and renewal of residence permits for all types: work, family, study, awaiting employment, and protection. We manage every step of the process, from gathering documents to presenting them to the police station.
RESIDENCE PERMIT
Initial issuance and renewal of residence permits for all types: work, family, study, awaiting employment, and protection. We manage every step of the process, from gathering documents to presenting them to the police station.
RESIDENCE PERMIT
Initial issuance and renewal of residence permits for all types: work, family, study, awaiting employment, and protection. We manage every step of the process, from gathering documents to presenting them to the police station.
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Execution
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Be sure to include all the relevant details users will want to know, like pricing, duration, and location. If they'll need to prepare or bring anything with them, let them know here. Give users an idea of what to expect from the service and tell them how to book it.
Data Advisory
This is the space to describe the service. Focus the description on how customers or clients can benefit from using this service: explain how it solves a problem, or makes life easier or more enjoyable.
Be sure to include all the relevant details users will want to know, like pricing, duration, and location. If they'll need to prepare or bring anything with them, let them know here. Give users an idea of what to expect from the service and tell them how to book it.
For specific, short-term needs, instant insurance solutions are available that can be activated in just a few steps, designed to cover specific events or situations without long-term contractual obligations.